The University of California requires that all students have health insurance. Our Insurance Package includes: Western Health Advantage for Medical, Premier Access for Dental and Vision Service Plan (VSP) for Vision. Insurance coverage is also available for spouses and dependents.

Students do have the option to complete an insurance waiver and waive-out of our coverage. However, our insurance coverage is a package deal, meaning if waived out, students will no longer have our medical, dental or vision coverage. Please see our Insurance Waiver Form (PDF) for additional information and coverage requirements.

If you have any additional questions or concerns about your medical, dental or vision insurance, please contact the Registrar's Office, hs-studentrecords@ucdavis.edu or (916) 734-4027.

General Information

Insurance Coverage Fee Schedule for 21-22 Academic Year (PDF)

Insurance Coverage Fee Schedule for 20-21 Academic Year (PDF)

Open Primary Care Provider List (PDF)

SOM Health Insurance Package Fee Structure
Student/Dependent Summer Quarter 2021 Fall Quarter 2021 Winter Quarter 2022 Spring Quarter 2022
Student (Self) $1,005.00 $1,005.00 $1,005.00 $1,005.00
Self + 1 $2,010.00 $2,010.00 $2,010.00 $2,010.00
Self + 2 (or more) $3,015.00 $3,015.00 $3,015.00 $3,015.00

SUMMER FALL WINTER SPRING
July October January April
August November February May
September December March June

The University of California requires that all students have health insurance at all times. The SOM-sponsored insurance package includes: Western Health Advantage for medical, Premier Access for dental and Vision Service Plan (VSP) for vision. Insurance coverage is also available for spouses and dependents.

The School of Medicine health insurance coverage is a package deal; you may not choose your own combination or variation of insurance coverage.

School of Medicine insurance fees are charged to your student account each quarter along with your registration fees. You are required to pay these fees quarterly unless you have an approved insurance waiver on file with the School of Medicine Registrar’s Office.

Students who have health insurance may choose to waive out of the School of Medicine insurance package. To do this, complete the Insurance Waiver Form and provide the required proof of medical insurance to the School of Medicine Registrar’s Office.

All incoming students are required to complete an Insurance Enrollment Form. The enrollment form is good for the duration of each student’s participation in the UC Davis MD program. Incoming students may additionally provide an Insurance Waiver Form and the required proof of medical insurance.

Students who waive out of the UC Davis WHA insurance package are required to provide evidence of insurance annually. Failure to provide evidence of insurance by the date your annual insurance expires, as listed in your myRecordTracker account, will result in enrollment in the WHA insurance package and you will be charged all applicable fees per the Insurance Fee Schedule. Once enrolled and charged fees for the WHA  insurance package, the student may terminate coverage only after providing evidence of outside coverage. The effective date of termination is dependent on when the student provides evidence of outside insurance coverage. If provided between the 1st – 10th of the month, termination will apply to 1st date of that month. If provided between the 11th – 31st, termination will apply to 1st day of the following month. There will be no waiver or reimbursement of previously charged fees.

Additional Coverage Information

Medical: Western Health Advantage

2021 Annual Insurance Update (PDF)

Health Plan Basics (PDF)

How to Access Your Benefits (PDF)

Health Benefits Overview (PDF)

Travel Benefit Coverage (PDF)

Chiropractic & Acupuncture Care (PDF)

Infertility Benefit Infertility Benefit (PDF)

Creditable Coverage on Prescriptions (PDF)

Telehealth Services (PDF)

Service Area (PDF)

Behavioral Health Coverage

If you are enrolled in the Student Health Insurance Package, Magellan is your behavioral health insurance coverage (through Western Health Advantage).

Students do not need to see their PCP for a referral.  Please use the information below to schedule an appointment:

Magellan Behavioral Health Coverage (through WHA)

https://www.magellanassist.com (Behavioral health, go to “ contact us” and the member section)

Phone number: (800) 424-1778

Dental: Premier Access

General Dental Information

Website: www.premierlife.com

Contacting Premier Access (PDF)

Certificate of Dental Insurance (PDF)

Premier Advantage Information Brochure (PDF)

Premier Access Website Navigation (PDF)

UC Davis Medical Center Premier Advantage Option FAQs (PDF)

Current Coverage (PPO)

Benefit Schedule Information (PDF)

Pre-Authorization Summary (PDF)

Switch to HMO Plan

Premier Access Dental coverage offers students the option of a PPO or DHMO plan for their dental needs. The PPO plan offers more flexibility in dentists to choose from, while the DHMO provides coverage for major dental procedures. Students are automatically enrolled in the PPO plan at this time. Please contact our office if you require more information or if you wish to change your coverage type.

DHMO 500 Benefits - Summary & Copay Schedule (PDF) 

Vision: Vision Service Plan (VSP)

Website: www.vsp.com

VSP Member Grievance Policy (PDF)

Disability Insurance

Please email hs-studentrecords@ucdavis.edu for disability insurance information.